:root{color:#1f2a33;background:#f5f7f8;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;font-synthesis:none;text-rendering:optimizeLegibility}*{box-sizing:border-box}body{margin:0;min-width:320px;min-height:100vh}button,input,select{font:inherit}.shell{width:min(1440px,100%);margin:0 auto;padding:28px}.topbar{display:flex;align-items:center;justify-content:space-between;gap:24px;margin-bottom:22px}.eyebrow{margin:0 0 6px;color:#60717d;font-size:13px;font-weight:700;letter-spacing:0}h1,h2,h3,p{margin:0}h1{font-size:clamp(30px,4vw,48px);line-height:1.05;letter-spacing:0}h2{font-size:18px;letter-spacing:0}h3{font-size:15px}.statusPill{display:inline-flex;align-items:center;gap:8px;padding:10px 14px;border:1px solid #cdd9df;border-radius:999px;background:#fff;color:#255262;font-weight:700}.summaryBand{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;margin-bottom:18px}.modelNote{margin:-6px 0 18px;border:1px solid #d7e0e4;border-radius:8px;background:#fff;color:#60717d;padding:12px 14px;font-size:13px;line-height:1.45}.metric{border:1px solid #d7e0e4;background:#fff;border-radius:8px;padding:16px}.metric span{display:block;color:#657681;font-size:12px;font-weight:700}.metric strong{display:block;margin-top:6px;font-size:26px;line-height:1}.workspace{display:grid;grid-template-columns:minmax(0,1.45fr) minmax(340px,.55fr);gap:18px;align-items:start}.formPanel,.resultPanel{border:1px solid #d7e0e4;background:#fff;border-radius:8px;padding:20px;box-shadow:0 18px 45px #1f2a330f}.resultPanel{position:sticky;top:20px}.panelHeader{display:flex;justify-content:space-between;align-items:flex-start;gap:16px;margin-bottom:20px}.panelHeader p{margin-top:6px;color:#61717c;font-size:13px;line-height:1.45}.iconButton{width:40px;height:40px;border:1px solid #cedbe0;border-radius:8px;background:#f9fbfb;color:#244754;cursor:pointer}.fieldGroup{border:0;border-top:1px solid #e3eaed;margin:0;padding:18px 0 6px}.fieldGroup legend{padding-right:12px;color:#244754;font-size:14px;font-weight:800}.fieldGrid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.field{display:grid;gap:7px;min-width:0}.fieldTitle{min-height:38px;color:#25323a;font-size:13px;font-weight:700;line-height:1.25}.fieldTitle em{display:inline-flex;margin-left:6px;padding:2px 6px;border-radius:999px;background:#fff3d2;color:#775509;font-size:11px;font-style:normal;font-weight:800}.field input,.field select{width:100%;height:40px;border:1px solid #cfdce1;border-radius:7px;background:#fbfcfc;color:#1f2a33;padding:0 10px}.field input:focus,.field select:focus{border-color:#2c8196;outline:3px solid rgba(44,129,150,.18)}.field small{color:#7d8d96;font-size:11px}.primaryButton{display:inline-flex;align-items:center;justify-content:center;gap:10px;width:100%;height:48px;margin-top:16px;border:0;border-radius:8px;background:#256f83;color:#fff;cursor:pointer;font-weight:800}.primaryButton:disabled{opacity:.68;cursor:progress}.emptyState{min-height:260px;display:grid;place-items:center;gap:12px;color:#667882;text-align:center}.resultStack{display:grid;gap:16px}.riskCard{border-radius:8px;padding:22px;color:#15232b}.riskCard span{display:block;font-size:14px;font-weight:800}.riskCard strong{display:block;margin:8px 0 10px;font-size:54px;line-height:1}.riskCard em{display:inline-flex;margin-bottom:14px;border-radius:999px;padding:5px 10px;background:#ffffffb8;color:#25323a;font-size:12px;font-style:normal;font-weight:900}.riskCard p{margin:0 0 10px;color:#42545d;font-size:12px;font-weight:700;line-height:1.4}.riskLow{background:#dff4e8}.riskMedium{background:#fff0c2}.riskHigh{background:#ffd9d1}.meter{height:10px;overflow:hidden;border-radius:999px;background:#ffffffb3}.meter i{display:block;height:100%;border-radius:inherit;background:#256f83}.factorList{display:grid;gap:10px}.factorList h3{margin-bottom:4px}.factorList p{margin:0 0 4px;color:#667882;font-size:12px;line-height:1.45}.factorGroup{display:grid;gap:8px}.factorGroup h4{margin:4px 0 0;color:#244754;font-size:12px;font-weight:900}.factor{display:flex;justify-content:space-between;gap:12px;padding:13px 14px;border:1px solid #e4ecef;border-radius:8px;background:#fff}.factor strong,.factor span,.factor small{display:block}.factor strong{display:flex;flex-wrap:wrap;gap:8px;align-items:center;font-size:13px}.factor strong em{border-radius:999px;padding:3px 8px;background:#eef5f7;color:#255262;font-style:normal;font-size:11px;font-weight:800}.factor span{margin-top:4px;color:#71818b;font-size:12px}.factor small{margin-top:6px;color:#50656f;font-size:12px;line-height:1.35}.factor b{color:#255262;font-size:13px;white-space:nowrap}.factorUp{border-left:4px solid #d9533f}.factorDown{border-left:4px solid #2c9b66}.factorUp b,.factorUp strong em{color:#9b321f;background:#ffe6df}.factorDown b,.factorDown strong em{color:#1f744a;background:#e1f5ea}.educationSection{display:grid;gap:14px;margin-top:18px;border:1px solid #d7e0e4;background:#fff;border-radius:8px;padding:20px;box-shadow:0 18px 45px #1f2a330f}.educationSection h2{margin-bottom:6px}.educationSection p{margin:0;color:#667882;font-size:13px;line-height:1.45}.educationGrid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.educationCard{display:grid;gap:8px;padding:14px;border:1px solid #d8e8ec;border-left:4px solid #256f83;border-radius:8px;background:#f7fbfc}.educationHeader{display:flex;justify-content:space-between;gap:10px;align-items:flex-start}.educationHeader strong{color:#20313a;font-size:13px}.educationHeader em{flex:0 0 auto;border-radius:999px;padding:3px 8px;background:#e2f0f4;color:#255262;font-style:normal;font-size:11px;font-weight:800}.educationCard span{color:#50656f;font-size:12px;line-height:1.35}.educationCard ul{margin:0;padding-left:18px;color:#334750;font-size:12px;line-height:1.45}.educationCard li+li{margin-top:4px}.warningBox,.errorBox,.loading{display:flex;align-items:center;gap:10px;border-radius:8px;padding:13px 14px;background:#fff3d2;color:#775509;font-size:13px;font-weight:700}.errorBox{margin:12px 0;background:#ffd9d1;color:#7d2a1b}.loading{margin-top:30vh;justify-content:center;background:#fff;color:#244754}@media(max-width:1080px){.workspace{grid-template-columns:1fr}.resultPanel{position:static}}@media(max-width:820px){.shell{padding:18px}.topbar{align-items:flex-start;flex-direction:column}.summaryBand,.fieldGrid,.educationGrid{grid-template-columns:1fr}.riskCard strong{font-size:44px}}